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Conforming Loans

Conforming Loans
These loans must meet the minimum income, assets and credit guidelines established by Fannie Mae and Freddie Mac. The Conforming loan limit is currently $417,000.

Our Programs for Conforming Loans

Interest Only Loan Programs
These programs allow you to pay the interest only on your mortgage during an initial period. These programs lower your monthly payment and can allow you to qualify for a larger loan amount. There are many different interest only programs, such as Interest Only ARMs or Interest Only Fixed Rate mortgages.

Fixed Rate Loans
The rate for a fixed rate loan will remain the same throughout the entire term of the loan. The rate will not vary. The most popular fixed rate mortgages are a 30 year, 25 year, 20 year, 15 year and 10 year.

ARM Loans
(Adjustable Rate Mortgage) the interest rate for an adjustable rate mortgage will adjust at the completion of a specific time period. The interest rates are tied to specific indexes and are best for borrowers who know that they will not be in a home for a long period of time. Adjustable/ variable rate mortgages are usually fixed for three, five, seven or 10-year periods, but may start to adjust after that, in accordance to the index that it is tied to. The main advantage of an ARM is to get an initial lower interest, therefore reducing your monthly payment.

Conforming Jumbo Loans
No description is available

HomePath Mortgage Financing
No description is available

Du-Refi Plus Loans
No description is available

Customer Testimonial

As a first time home buyer I didn't know much about the mortgage industry but Brian explained everything and helped me find the program best suited for my needs. Everything went smoothly and now I am settled in my first home! I highly recommend aasent Mortgage! Thank You

Kelli L. Atlanta, GA

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