FHA Loans
Federal Housing Authority insures loans originated by approved lenders to qualified borrowers in accordance with its regulations. These programs are ideal for first-time homebuyers.
Some of the FHA Loans We Offer
> Cash out up to 85% Loans
> No Cash Out Up to 97.75% Loans
> FHA Streamline Refinance Loans
> FHA 3.5% Down Payment Loans
VA Loans
Certain veterans of the United States Military are entitled to special loans that allow them preferred terms and less money down. The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment.
Some of the VA Loans We Offer
> 100% Financing (No Down Payment) Loans
> VA Streamline Refinance (IRRL)
Conforming Loans
These loans must meet the minimum income, assets and credit guidelines established by Fannie Mae and Freddie Mac. The Conforming loan limit is currently $417,000.
Some of the Conforming Loans We Offer
> Interest Only Loan Programs
> Fixed Rate Loans
> ARM Loans
> Conforming Jumbo Loans
> HomePath Mortgage Financing
> Du-Refi Plus Loans
Jumbo Loans
Loans in excess of the conforming loan limit (currently $417,000).
Other Loans
These are other loans that we offer.
Some of the Other Loans We Offer
> First Time Homebuyer Loans
> Debt Consolidation
> Cash-out Refinance
> Interest Rate Reduction
