- A -

Acceleration

Adjustable Rate Mortgage (ARM)

Adjustment interval

Amortization

Annual Percentage Rate (APR)

Appraisal

Assessment

Assumption

- B -

Balloon Mortgage

Blanket Mortgage

Borrower (Mortgagor)

Broker

Buy-down

- C -

Caps (interest)

Certificate of Eligibility

Certificate of Reasonable Value (CRV)

Certificate of veteran status

Closing

COFI

Construction loan

Contract sale or deed

Conventional loan

Credit Report

- D -

Debt-to-Income Ratio

Deed of trust

Default

Deferred interest

Delinquency

Department of Veterans Affairs (VA)

Discount Point

Down Payment

Due-on-Sale-Clause

- E -

Earnest Money

Entitlement

Equal Credit Opportunity Act (ECOA)

Equity

Escrow

- F -

Fannie Mae

Farmers Home Administration (FmHA)

Federal Home Loan Bank Board (FHLBB)

Federal Housing Administration (FHA)

Federal National Mortgage Association (FNMA) also know as "Fannie Mae"

FHA loan

FHA mortgage insurance

FHLMC

Firm Commitment

Fixed Rate Mortgage

FNMA

Foreclosure

Freddie Mac

- G -

Ginnie Mae

Government National Mortgage Association (GNMA)

Graduated Payment Mortgage (GPM)

Guaranty

- H -

Hazard Insurance

Housing Expenses-to-Income Ratio

- I -

Impound

Index

Indexed rate

Interest Only Loans

Interim Financing

Investor

IP (Mortgage Insurance Premium)

- J -

Jumbo Loan

- K -

- L -

Lien

Loan-to-Value Ratio

Lock

- M -

Margin

Market Value

Morgage

Mortgage Insurance

Mortgagee

Mortgagor

- N -

Negative Amortization

Net Effective Income

Non Assumption Clause

- O -

Office of Thrift Supervision (OTS)

One-year adjustable

Option ARM

Origination Fee

- P -

Payment Option ARM

Permanent Loan

PITI

Pledged account Mortgage (PAM)

Points

Power of Attorney

Prepaid Expenses

Prepayment

Prepayment Penalty

Primary Mortgage Market

Principal

Private Mortgage Insurance (PMI)

- Q -

- R -

Realtor

Recession

Recording Fees

Refinance

Renegotiable Rate Mortgage

RESPA

Reverse Annuity Mortgage (RAM)

- S -

Second Mortgage

Secondary Mortgage Market

Servicing

Settlement/Settlement Costs

Shared Appreciation Mortgage (SAM)

Simple Interest

Survey

Sweat Equity

- T -

Title

Title Insurance

Title Search

Truth-In-Lending

Two-Step Mortgage

- U -

Underwriting

USURY

- V -

VA Loan

VA Mortgage Funding Fee

Variable Rate Mortgage (VRM)

Verification of Deposit (VOD)

Verification of Employment (VOE)

- W -

Warehouse Fee

Wraparound mortgage

- X -

- Y -

- Z -