We take our clients' financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about funding your loan. We restrict access to non-public personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Information Collected:

• » We collect non-public information about you from the following sources:
• » Information we received from you on the applications or other forms, such as your name, address, social security number, assets, and income
• » Information about your transactions with us, our affiliates, or others, such as your account balance payment history
• » Information we received from a consumer reporting agency, such as your creditworthiness and credit history

We may have to disclose the above information about you to the following types of third parties in conjunction to your loan:

• » Financial service providers, such as investors and insurance agents
• » Non-financial companies, such as title and escrow companies, appraisal companies, etc.
• » Others, such as non- profit organizations

We do not release any information unless it is in conjunction with a loan.